Showing posts with label accident law. Show all posts
Showing posts with label accident law. Show all posts

Saturday, June 7, 2008

Spinal Cord Injury

Between 400,000 and 500,000 Americans have a suffered spinal cord injury.

Some spinal cord injuries, like spina bifida and Friedreich's ataxia, come from inherited conditions. Polio was another significant cause, prior to the discovery of the Salk vaccine.

However, the most likely cause of spinal cord injury is physical trauma. In many cases, severe damage to the spinal cord results from another person’s negligent conduct. If this happened to you or a member of your family, protect your legal rights by consulting an attorney immediately.

Anatomy of a Spinal Cord Injury
The spinal cord, along with the brain, makes up the central nervous system. The spinal cord is the bundle of nerves that runs from the brain down to about the waist. A column of protective bones, known as vertebrae, surrounds this bundle of nerves.

A spinal cord injury is defined as damage to the spinal cord, which causes a loss of function to the body. Frequently, this loss of function is total or partial paralysis and/or a lack of physical sensation.

It is possible to suffer a serious injury, such as a ruptured disc, and not damage the spinal cord. Thus, broken vertebrae in the neck or back (i.e. a broken back) may be less serious than injury to the spinal cord itself.

When a spinal cord injury does occur, the extent of injury often relates directly to the level on the spinal cord where the trauma occurred. Injury to the cervical portion of the cord, the area associated with the neck, often results in quadriplegia, the total paralysis of the arms and legs. If the injury occurs to the mid-section of the spinal column or thoracic region, the result is paraplegia, the paralysis of the lower body. Lower spinal column or lumbar region injury can cause paralysis of the legs or loss of sensation and/or some loss of lower mobility.

Treatment for Spinal Cord Injuries
There still is no cure for spinal cord injuries, although modern research continues to provide hope for future treatments. The most encouraging recent breakthroughs are medications administered shortly after injury, which reduce the spinal cord swelling and lessen the severity of injury. Most of these medications are steroid-based. One of the most common is called methylprednisolone.

Spinal Cord Injury Statistics

  • Approximately 10,000 new spinal cord injuries are reported in the United States every year. Many of these injuries result from the unintentional, but improper, actions of others. In legal terms, this is "negligent conduct."
  • Young males have a statistically greater chance of sustaining a spinal cord injury. Over 80% of the new traumatic spinal cord injuries in this country happen to males between the ages of 16 and 30.
  • Approximately 36% of traumatic spinal cord injuries resulted from automobile accidents.
  • 21% of traumatic spinal cord injuries are linked to falls.
  • About 29% result from violence, including gunshot wounds.
  • About 85% of spinal cord injury victims who survive the first day after injury are still alive ten years later.

The Financial Impact of Injuries
The cost of a serious injury can be catastrophic. This is an extreme hardship when the injuries make work impossible and rent, gas, and medical bills start to accumulate. Our law firm will help you recover these costs from the insurance company or the at-fault party. If you or a loved one suffered a serious accident involving a spinal cord injury, talk with an experienced Michigan personal injury lawyer.

Wednesday, April 16, 2008

FAQ's About Motorcycle Accidents and Answers from Michigan Motorcycle Accident Lawyers

Question: At the time of my Michigan motorcycle accident, I did not have insurance on my motorcycle. Can I still sue the driver who hit me?

Answer: Yes. Michigan law treats motorcyclists differently than individuals driving their own cars without insurance. Thus, an injured motorcyclist, who did not have insurance on his or her bike, may bring a lawsuit against the careless driver who caused the Michigan motorcycle accident.


Question: What is Uninsured Motorist Coverage?

Answer: Uninsured Motorist Coverage is an insurance coverage option that may allow you to recover damages from your own insurance policy, when an at-fault driver did not have insurance or cannot be identified (i.e. hit and run driver). It is a wise idea to carry uninsured coverage, to protect yourself in case you are in this situation when you are in a Michigan motorcycle accident.


Question: Is there a difference between uninsured motorist coverage and underinsured motorist coverage?

Answer: Yes. Underinsured coverage provides an additional means of collecting damages, if you are seriously injured in an accident. It is different than uninsured coverage, which is available when there was no identifiable insurance on an at-fault vehicle. For example, if you carried a policy of $100,000 underinsured coverage and the at-fault driver had a $20,000 liability insurance policy, you could seek up to $80,000 in additional damages from your own insurance company. This applies only after your attorney secures a tender offer of the underlying policy of insurance. As you can see, these claims are complicated and must be handled carefully.

An uninsured endorsement on a policy does not necessarily include an underinsured endorsement. Premature acceptance of an underlying policy in full settlement of your Michigan motorcycle accident claim could deprive you of the right to collect uninsured coverage.


Question: The driver who caused the Michigan motorcycle accident did not have insurance. I did not carry uninsured motorist coverage on my motorcycle, but have it in my motorcycle insurance policy. Can I make a claim for damages I suffered in the Michigan motorcycle accident through my motorcycle insurance?

Answer: Maybe. Your eligibility for uninsured coverage may depend on the specific wording of your Michigan motorcycle insurance policy. You should contact a Michigan motorcycle accident lawyer for help determining what your insurance policy covers.

If you or a loved one was seriously injured in a Michigan motorcycle accident, talk with an experienced Michigan motorcycle accident lawyer.